Consolidate expensive debts by remortgaging and releasing equity to pay them off, potentially saving hundreds per month.
Overview
Our debt consolidation remortgage service helps UK homeowners secure competitive rates and expert guidance throughout the remortgage process.
How We Help
- Whole Market Access — We compare rates from all major and specialist UK lenders
- Expert Guidance — Qualified mortgage advisers with years of experience
- Application Management — We handle the process from start to completion
- FCA Regulated — Appointed Representative of Rosemount Financial Solutions (FCA 535515)
Eligibility Requirements
Requirements vary by lender and individual circumstances. Generally you’ll need:
- Sufficient equity in your property (typically 10-25%)
- Proof of income and affordability
- Acceptable credit history
- UK residency or appropriate visa status
The Process
- Initial Consultation — We discuss your needs and circumstances
- Market Search — We compare rates across the whole market
- Recommendation — We present your best options with clear explanations
- Application — We submit your application and manage the process
- Completion — Your new mortgage completes and new rate begins
Frequently Asked Questions
How long does the process take?
Typically 4-8 weeks from application to completion, depending on complexity and lender processing times.
What fees are involved?
Fees vary by lender and may include arrangement fees, valuation fees, and legal costs. We explain all fees upfront before you proceed.
Will you search the whole market?
Yes. We compare rates from major high street lenders and specialist providers to find you the best deal for your circumstances.
Ready to Get Started?
If you’re considering this type of remortgage, speak to one of our qualified mortgage advisers for expert guidance.
Call us on 0800 612 3367 or request a callback
Related Services
Your home may be repossessed if you do not keep up repayments on your mortgage.